My Planner Again

I've finally decided on the M by Staples Arc System for my planner. I can't afford it right now though. Since I plan on using my own designs, I need the special hole punch. Between the notebook, punch, and any other accessories I decide on, it ends up being a little bit more than I budgeted for. Since I believe that this will be worth it in the long run, I'm going to hold off until I have enough money to get what I want. I fully believe it will end up paying for itself. Not to mention the way it could improve my life.